N26 Card

What are the features and perks of using the N26 card?
8.6

Total Score

6.9

Supported Countries

1

Currencies

5

Card

9.4

Customer Support

9

Reliability

The N26 Card is a MasterCard debit card with contactless NFC technology that you can avail after you sign up for an N26 account. You can use your N26 card to make payments over the counter, shop online using your smartphone and make withdrawals in your country and abroad.


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Ready to open an account with N26? The first step is to register in order to get started!

Is the N26 MasterCard Free?

With premium membership, you'll eligible to receive a free N26 MasterCard. After opening an account, simply choose your favorite color.

For those who opened and availed the free N26 Standard bank account, you'll get a virtual MasterCard that can be added to your mobile wallet for use in stores, online merchant shops, or in apps. You can also order a physical MasterCard for one-time delivery fee of €10.


Available N26 Card Colors

If you are an N26 Premium Bank account customer, you can select a MasterCard from these five shades or colors: Aqua, Slate, Ocean, Sand and Rhubarb. For N26 Metal Card users, you get a trademarked-designed metal card made with 18-grams of stainless steel and a selection of three shades: Charcoal Black, Quartz Rose and Slate Gray.

For Standard N26 Account holders, you can order a signature card in transparent design with €10 delivery fee.


How to Apply for an N26 Card?

To get an N26 Card, you need to have an N26 Account. To open a bank account with N26, simply follow these steps:

  1. Download and open the N26 mobile app.
  2. Select "Login" and click "Create Account".
  3. Key in your personal details and select the kind of bank account you wish to open.
  4. Verify your identity by doing a quick video call.
  5. N26 will send your MasterCard out to your address. Fund your account and you can use your card right away.
Ready to open an account with N26? The first step is to register in order to get started!

Where Can I Use My N26 Card?

With all its functionalities, your N26 Card operates like your travel companion who manages your budget. Using your N26 MasterCard, you can pay in stores, shop online and withdraw money in your country and abroad (free for any currencies covered in N26 You and Metal cards). It is basically a card that lets you spend like a local anywhere in the world.


How Long Before My N26 Card is Delivered?

The usual delivery time for N26 cards to arrive takes up to 15 business days. This is free of charge except for Standard Account owners who gets charge with a €10 delivery fee. Additionally, you can keep track of the status of your card delivery by simply going to the home page of your N26 app on your smartphone.

Express delivery option is available and only takes up to 3 business days at a fee of: €25 for first-time card users and €30 for re-order and €30 for extra card. N26 Metal card express delivery fees are €25 for first the first card and €60 for re-ordering a card.


N26 Card Fees

The N26 Standard card is free of monthly fees while the N26 Smart card comes with a €4.90 monthly fee. The monthly fee is a little higher at €9.90 for the N26 You card. Lastly, the N26 Metal card has the highest monthly fee at €16.90.


Types of N26 Cards

Other than the standard N26 card, there are also different cards available for premium account holders. These are the N26 Smart, N26 You and the N26 Metal.

Ready to open an account with N26? The first step is to register in order to get started!

Benefits of the N26 Smart Card

The “N26 Smart Card” can be availed after you open a premium membership N26 bank account. It is a colorful debit card that comes with powerful money management tools. Among them are the "Statistics" feature that you can use to track your spending, plus “10 Spaces” — N26's innovative sub-accounts feature that also offers "Shared Spaces" functionality that will make saving, spending and budgeting finances with others easier to manage.


Benefits of the N26 Metal Card

The N26 Metal Card have all the features of the N26 Smart Card — which is also availed by those with premium membership N26 bank account — but with additional features such as: free withdrawals abroad, a travel insurance package, Pandemic travel coverage in case of contacting Covid-19 and lifestyle related insurance like mobility, winter sport accident, car rental and for phone theft and damages. The N26 Metal also boast of a "Unique Experience" package specially curated for you. This include access rewards and benefits.


Benefits of the N26 You Card

This is also a premium membership MasterCard, the N26 You have all the features of the N26 Metal except for the "Unique Experiences" benefits and has lesser coverage on the lifestyle insurance (it has no cover on car rental and phone theft and damages).


What to Do If My N26 Card Is Compromised?

If you lost your card of had it stolen, you can simply block and unblock it from your N26 app. Simply follow these steps:

  1. From your N26 App, select the "Cards" tab.
  2. Click "Card Settings".
  3. Swipe right until the card you want to block or disable shows up.
  4. To block your card completely, click "Order a new Card".
Ready to open an account with N26? The first step is to register in order to get started!