N26 vs. Digital International Bank
See this detailed comparison of N26 and Digital International Bank

Intro

If you're interested to open an account with a digital bank, then N26 and Digital International Bank are among the top brands that you should consider. If you can't decide between these 2, then take a look at our detailed comparison so you can see the difference.

 
Supported Countries Austria, Belgium, Denmark, Estonia, Finland, France (excluding DOM/TOM residents), Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland Over 150 countries
Currencies EUR Over 55 currencies
Card MasterCard Visa
Customer Support Phone, Email, Live Chat, Social Media Phone, Email, Video Chat
Reliability Ideal for frequent travelers Hybrid banking with quality support


Supported Countries

As of this writing, N26 accepts residents from 22 European countries including Austria, Belgium, Denmark, Estonia, Finland, France (excluding DOM/TOM residents), Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland

N26 registration page
N26 registration page

In comparison, Digital International Bank accepts registrations from residents of more than 150 countries including those from the US and UK which gives them the advantage.

Digital International Bank account sign-up
Digital International Bank account sign-up

Currencies

Since N26 only accepts residents of specific countries from Europe, the only currency that they support is the Euro. This pales in comparison with Digital International Bank which supports multi-currencies. With DIB, you can save on exchange fees as the bank will directly accept the original currency and won't convert it to another one.


Card

In this category, both DIB and N26 are a tie as both banks offer the MasterCard card. They don't offer Visa brand.


Customer Support

Contacting the N26 customer service team can be done via phone, email, live chat, and even social media.

N26 customer support
N26 customer support

DIB's support on the other hand is available via phone, email or even video chat. They have the slight edge as they offer video chat which gives a more human touch since you'll be able to see their agents in real time on a screen rather than just by the traditional chat.

Digital International Bank customer support
Digital International Bank customer support

Reliability

N26 has established its name as a trustworthy neo-bank in Europe with its user-friendly app. Since most banking activities can now be done online, it is one of the top picks of frequent travelers and digital nomads.

What makes DIB highly popular in the digital banking industry is its hybrid banking service, which is a combination of digital and in-house services. On top of that, they are a fully licensed US bank and is regulated by the OCIF (Office of the Commissioner of Financial Institutions) in Puerto Rico.


Summary

N26 and Digital International Bank are on the top of the list if you’re looking for highly reputable neo-banks to entrust your money. Both offer convenience to their clients with their reliable digital banking services. N26 is a popular option for frequent travelers while DIB is the top choice for those who are looking for a digital bank that offers a more personalized touch. Overall, you have 2 great options but basing it on the comparison that we did, Digital International Bank has the edge.